The insurance underwriter is a Professional who works for an Insurance Company. They are trained insurance professionals who understand risks and how to prevent them. They have specialized knowledge in risk assessment and use this knowledge to determine whether they will insure something or someone, and at what cost. Note that Insurance Underwriters are different from Insurance Agents. Insurance Underwriters does much of the brain work in deciding what to Insure and then writing down the terms and conditions (on a piece of paper called Insurance Policy) for insuring a particular category of persons or things. It is duty of the Insurance Agent to sell the Insurance Policy written by the Underwriter to the category of persons they are designed for.
They work in an office environment. They may work for an Organization/Company or may be self employed
General and Personal Skills Required
Cost of Training
Recommended Level of Education
Professional Skills / Tools Required